Monthly Archives: June 2016

Finding Affordable Dental Insurance

downloadTill life persists, we are sure to endure troubles with our 32. Whether it is getting our wisdom(s) extracted, rooting out the canal, maxilofacial surgeries or denture implants; we have to land up in the dentist’s clinic whenever we are faced with dental issues. It is a wise decision to draw when you consider pursuing a dental insurance plan. If you are keen not to spend a penny on your dental care or dental emergencies, finding affordable full coverage dental insurance is meant for you. You have to understand how important it is to have a dental insurance that covers your needs and facilitates and your family’s requirements. A plan should be such that it has the potency to cover dental needs that are specific to your case. However one has to be very vigilant as to comprehend and choose which insurance plan is suitable to serve one’s unique needs.

What Is a Full Coverage Dental Insurance

A dental insurance is, in finality a term that can often be very deceiving. You must read the terms and conditions applicable on the specific policy before signing on the dotted line that you agree with the same. You must be well aware of the specific treatments your policy covers. While finding affordable full coverage dental insurance plans, beware of plans that spell, cheap full coverage dental insurance plans. One is bound to be strayed by the word cheap, however we fail to realize that the plan that has been considered as the best by you and the family as the deciding jury, is, in the actual a basic insurance coverage plan that may not look into covering your specific needs.

Adopting an Affordable Full Coverage Dental Insurance

There are essentially three elements that you must keep in mind while you are on your way to choose a dental insurance plan. You need to:

Prioritize Your Needs
It is to your advantage if you make a list of your needs that are specific to your case. What kind of coverage do you need? Is the first question, in this regard, that should be posed forth. Do you have to visit your concerned dentist on a regular basis, is it that you have to undergo treatments and tests, like fillings and X-rays on and off? If this is the case, then it would be beneficial for you to take up an afloat plan. If you want a plan that considers to cover your family members as well, then you need to adopt a dental insurance plan for your family members as well.

Understanding What ‘Full’ Coverage Means
Yes, as mentioned earlier on, in this post, it is a prerequisite that you check what all is covered in the plan. An affordable dental plan might necessarily mean that everything is covered in the plan. To confirm this, you need to read the plan with utmost scrutiny. If you have decided to go in for prolonged treatments such as orthodontic dental bonding, it is a must for you to check if the said treatment is included. If it is not, you may find yourself digging your pockets at the time of treatment.

Budget Is Important
Take your overall budget into consideration. Make sure that your limits do not exceed your said budget. There are certain plans that allow and thus cover a limited number of treatments in a year. With your budget in place you will be able to choose the right plan for yourself.

Affordable Dental Plans to Choose From

Here are some affordable dental plans that will aid you in planning your dental needs better than you can, if you choose a low-cost dental insurance plan for yourself.

Aetna Dental Coverage Plans

Aetna Dental Coverage Plan is a plan that is most affordable in nature. It is a value based coverage plan that provides you with optimum coverage. The premium that you pay according to your specific plan is also reliable, providing maximum coverage. The most prominent dental policies that are provided by Aetna are Dental care Reward Plan and DMO Access Plan.

DMO Access Plan
This plan is one where the amount that has to be covered for a dental procedure is reduced. However, the premium that one has to pay is relatively higher, the amount you save during the emergency or planned procedure is reduced significantly. Also in this plan, there are no limits to the discounts you receive annually.

Dental Care Reward Plan
This is one plan offered by Aetna that provides coverage for all the regular dental care procedures. Teeth cleaning, X-rays and check ups are included in the dental care procedures covered. This plan does not have any maximum limit. The amount of discounts that you receive each year from the plan, taking into consideration your dental policy and the procedures included, does not have an annual limit on the amount of discounts.

MetLife Dental Insurance Plans
This is one insurance plan that a majority trust and rely on. The MetLife insurance programs offered have been around since long. There are namely two programs that the Insurance Provider offers. The Dental HMO and the Preferred Dentist Program. The later plan is the providers central plan on offer. The Preferred Dentist Program is a plan in which the individual has the liberty to fix an appointment with any dentist in accordance to his preference. They derive specific on-document benefits for the treatment they undergo, however the scope of enjoying an increased number of on-document applies only when the client chooses to visit one amongst the list of dentists mentioned in the MetLife PPO Network.

MetLife also provides a Dental Health Maintenance Organization Plan abbreviated as DHMO, where you are entitled to visit a doctor within the network that has been set by the provider. However, the DHMO plan is offered by SafeGuard Health Plans, Inc. which comes under the MetLife company umbrella.

Patriot Plans
Patriot Plan is referred to as a reduced fee or discounted plan that can save a lot of your money. It is one of the most affordable full coverage dental insurance. It is an esteemed institute that covers 6,500 dental care providers as their experts. The individual dental coverage that they offer is on an average annual payment of $99. When we are considering family coverage, they offer an insurance coverage plan that offers approximately $150 annually.

For procedures like x-rays and teeth cleaning there is a 50% discount on the fee that is normally charged by the dentist. It also provides one periodic oral examination that is made free when it is administered by a dentist that is included in the network. Adult teeth cleaning, root canal procedures, application of sealants, fillings, dentures and single tooth extractions are some of the common procedures that are included in the policy. For Patriot Dental insurance plans the individual premium to be paid for common procedures like cleaning, root canals and fillings is charged at $7 and the family insurance for the above mentioned procedures is charged at $15.

Guardian Dental Insurance Plans
They are essentially plans that respect your budget and have arrangements to offer in terms of complete family coverage inclusive of orthodontic treatments in accordance to teeth alignments and smile corrections. The Guardian Insurance plans also offer PPO plans with a well spread network of dentists. This makes it very convenient for the individual to opt for a dentist of his choice and have the maximum number of monetary benefits on treatments. These plans takes the credit of introducing a plan referred to as the Maximum Rollover Plan. In this plan one has the freedom to carry forward the active amount not employed for any treatment during the annual year, to the forthcoming year. Besides these, the DentalGuard Basic and the DentalGuard Basic Plus are two plans that are dedicated to providing preventive cover or pre-treatment cover to the client in question.

Delta Dental Plans
Delta dental plans have on offer three different types of plans for individual and family insurance.

DHMO Plan
Another plan which is called the DHMO plan or the Dental Health Maintenance Organization is a form of prepaid plan. In this plan you need to choose one dentist to conduct all the procedures for you. It does not have any fixed limits or deductibles attached to it. Instead all you need to do is to pay a fixed sum, referred to as ‘copayment’ or it may be the case that you don’t have to pay anything at all for certain preventive procedures mentioned in the policy.

Dental PPO Plan
The Dental PPO plan (Preferred Provider Organization) is a plan in which you have to pay a portion of the service or procedure that have been conducted on you, the rest of the total sum is taken care of by the policy. In this way you would be able to pay lesser and will have an additional saving for the plan in question.

Free-for-Service Plan
The next plan that is the Free-for-Service plan or the indemnity plan is one where you need to pay a percentage of the total sum and the remaining is covered by the policy. The percentage that you pay depends on the type of coverage that you have chosen.

Finding affordable full coverage dental insurance is a necessity if you want your oral health to be maintained without any compromises. Remember that you need to ask questions to the concerned authority and get your doubts solved. After all, it is an insurance that you would be making a virtual investment for, to cover your dental care visits or emergencies.

Ways to Get Rid of Yellow Teeth

images-3Do you want to get rid of your yellow teeth? Your smile is the one of the first things that someone will notice about you yet for many of us it is not something we think about often. First you need to realize why your teeth are yellow and then you can do something about it.

The first step towards getting rid of yellow teeth is to know why you have yellow teeth. There are many things that can cause your teeth to get yellowish. Smoking cigarettes, drinking coffee and pop, and old age are all causes of teeth turning yellow. Even eating food that has dyes in it can stain your teeth.

Another cause of teeth being yellow is from childhood illnesses. This is much less common now because doctor’s started to realize that some of the medicine they were prescribing to children were destroying their teeth.

If this is why your teeth are yellowed then the best thing to do is to see your dentist. The at home whitening method’s to get rid of yellow teeth are for surface stains on teeth.

There are many different ways to get your teeth white and they range from everything to eating crunchy foods to visiting your dentist.

Eating crunchy foods (carrots, not Doritos) to get rid of yellow teeth falls under the category of exfoliating your teeth. The hard materials will gently rub the surface of your teeth and over time will remove some of the staining. This can take a long time to see results.

Another method is to use crushed strawberries or lemons to brush your teeth. This will get your teeth whiter but you need to be careful. The way this gets your teeth white is by eating off the enamel of your teeth. Without a sufficient amount of enamel on your teeth they are more likely to get cavities or just rot completely out.

There is also the baking soda and peroxide method. To do this you need to make a paste with the baking soda and peroxide and then brush with it. Do not swallow this mixture. Leave it on your teeth for two minutes and then brush with regular tooth paste. If you are going to use this method then make sure that you do not use it too often because this will also destroy the enamel on your teeth.

 

Brush Your Teeth Properly

Majority of dental problems can be avoided if we follow a dental care regimen religiously. It is not only extremely essential to brush one’s teeth twice daily, but also to follow the right technique for brushing teeth. Teeth should be brushed in such a way that you are able to remove the maximum amount of plaque and food debris stuck between the teeth. Dental problems such as dental caries, bleeding gums, tartar buildup, etc., can be prevented by following the right technique. Unfortunately, dental care is not given much importance on a day-to-day basis due to our fast-paced life.

The Right Method

  • Firstly, the most important thing is to choose the right toothbrush. Choose a toothbrush with soft bristles, and the right number of tufts.
  • Once you have chosen the toothbrush, place a small amount of toothpaste on it. Always remember that it is much better to use a toothpaste than a tooth powder. A toothpaste is much less abrasive, when compared to a tooth powder. Avoid brushing teeth with baking soda, as that would irreversibly abrade the surface of the teeth.
  • Hold the toothbrush at a forty-five degree angle to the teeth, such that the bristles rest on both the gums and the teeth.
  • Place the toothbrush on the outer surface of the posterior teeth. Thereafter, make slight backward and forward movements in a gentle manner. Repeat the same for the outer surface of the upper posterior teeth.
  • Similarly, hold the toothbrush at a forty-five degree angle to your lower teeth and brush the outer surfaces of the posterior teeth once again.
  • Once the buccal surface of posterior teeth are done, then proceed to clean the front teeth. This is a very important step, as the possibility of cavity formation in the interdental areas of the front teeth are quite high. Avoid vigorous brushing of the teeth to prevent abrasion. The correct method is to brush the upper teeth from top to bottom, and the lower teeth from bottom to top. The main logic behind this is quite simple. Brushing your upper teeth from top to bottom, and the lower teeth from bottom to top will ensure that the debris and plaque is pushed away from the gum line. Both of these motions would prevent the plaque from entering your gums, thereby preventing bleeding gums, or the possibility of other gum diseases.
  • The next step would be to clean the occlusal surface of the teeth, that is, the biting surface of the premolars and molars.
  • Massaging your gums also helps improve circulation in the gums, which in turn makes them healthier. Brush your teeth for at least 2 to 5 minutes.
  • You could clean your tongue with the bristles of your toothbrush, or use a tongue cleaner instead. The last step would be to use a dental floss threader, or a mouthwash depending on what your dentist recommends.

Following the aforementioned procedure on a day-to-day basis will certainly prove beneficial. If you have orthodontic braces, then you need to take extra care while brushing. Although the technique essentially remains the same, there are special toothbrushes that are designed for braces. Each one of us should be aware of the importance of maintaining our dental health.

Sanitize Your Toothbrush

Sanitizing our toothbrush is that one thing we often ignore and underestimate. If you see the Petri dish in which the microbes from your toothbrush are placed, you will dread to brush your teeth without sanitizing your toothbrush, the next time.

You toothbrush is that one thing that you use on daily basis and it needs to be sanitized. You need to sanitize it because it cleans all the germs and bacteria from your teeth and mouth and plain water is not really efficient in sanitizing your toothbrush. Running water on the bristles of your toothbrush does not sanitize it. In fact, it is said that this method of cleaning your brush is as good as keeping it dirty.

There are many effective ways in which individuals can sanitize their toothbrushes. Let’s look at the different ways for doing so.

Different Ways to Sanitize Your Toothbrush

Antiseptic Mouthwash: Dip your toothbrush in an antiseptic mouthwash for about 15 minutes. Remove the brush after 15 minutes, clean it with plain water or hot water and let it dry. Do not put a cap on your brush without allowing the brush to dry. These antiseptic mouthwashes help in killing the germs and bacteria and sanitizes your toothbrush.

Dishwasher: According to a test, sanitizing a toothbrush in a dishwasher gives the most efficient results in killing microbes. This method has been proven to be more effective than cleaning a toothbrush by running hot water on it, and by cleaning a brush with an aqua blast.

Place it in the Microwave: Place your toothbrush in the microwave for about 15 seconds. It has been tested that the microwave radiations kills the bacteria and germs in your toothbrush.

Boil It: Another efficient way of sanitizing a toothbrush is by using the traditional method of boiling a toothbrush in a container. Do this for about 15 minutes and then let it dry. The only disadvantage associated with this method is, that the bristles of your toothbrush will wear out sooner than the normal time span it would take. Though this method cannot be used for electric toothbrushes.

Toothbrush Sanitizers: There are many toothbrush sanitizers available in the market. They come in the form of a toothbrush holder, a toothbrush stand, and a little steripod wherein you can place the bristle part of the toothbrush and store it.

Use Ultraviolet Sterilizing Lamp: You can also sterilize your toothbrush by using an Ultraviolet Sterilizing Lamp. In an ultraviolet sterilizing lamp, you need to invert your toothbrush and place in the sterilizing unit. The cap of this unit is translucent and there is light glowing in it, which lets you know if the unit is working or no. It goes on for 10 minutes and automatically stops after that.

Steam and Dry Heat: There are other electronic sanitizing units that sanitize toothbrushes by using steam and dry heat.

Hydrogen Peroxide (H202) Solution: You can sanitize your toothbrush by storing it the solution of hydrogen peroxide and change it daily. Though I don’t think that it’s a very convenient method of sanitizing your toothbrush.

White Vinegar: Pour some white vinegar in a container and keep your inverted toothbrush soaked in it, overnight. This will sanitize your brush but it is not a 100% effective method.

A Few Tips on Keeping You Toothbrush Clean

  • Don’t keep all the toothbrushes in one stand or a toothbrush holder. As, the germs from one brush can transfer to the other very easily.
  • Throw the brush if it’s bristles have bended.
  • Throw the toothbrush of a person who has recovered from an ailment immediately, so that there is no possibility of the transfer of bacteria from the sick person’s toothbrush to the other.
  • Change your brush every 2-3 months.

It’s important to keep your toothbrush clean and hygienic as much as possible. Because a septic brush leads to formations of more microbes, which in turn will provoke many related diseases and problems like heart diseases, bad breath, inflammation and tooth decay. Keep you toothbrush sanitized and flaunt that beautiful smile!